About Us

Insurance advice you can trust

Ditto is an IRDAI-registered insurance advisory platform that helps people make informed decisions about health and term insurance. We explain policies in plain language, help you compare your options, and support you throughout your insurance journey.

Since our inception, we have helped answer insurance questions for 12,00,000+ people so that they can choose the right health and term insurance with clarity.

No jargon. No sales pressure. Just advice designed around what’s right for you.

Ditto Insurance team posed together at headquarters
Verify our IRDAI license

12 Lakh+

People advised

4.9 ★

Google · 30,000+ reviews

25k+

Claims supported

IRDAI

Licensed advisor

Our Story

We started Ditto because insurance should make sense

Ditto team discussing insurance strategy in the office

The Facts

Ditto at a glance

Everything you should check before you trust us with your insurance needs. All in one place.

Legal Entity
Tacterial Consulting Private Limited
Founded
2021
Founders
Bhanu Harish Gurram, Pawan Kumar Rai, Shrehith Karkera, Lokesh Gurram
Headquarters
Bengaluru, Karnataka, India
IRDAI Registration No.
CA0738, Corporate Agent (Composite)
Categories
Health and Term Life Insurance
Sister Brand
Finshots
Investors
Zerodha Rainmatter
Employees
1,400+

Why Ditto?

Four things we do differently

01

Advice-First

We recommend what fits you best based on your profile and needs.

02

No Spam, Ever

One honest conversation, no endless calls or emails. You hear from us only when you want to.

03

Lifetime Claim Support

We help with renewals, policy reviews, and claims, stepping in when cases get stuck or rejected.

04

Free of Cost

Our advice and claims support cost you nothing. You pay the premium charged for the policy and nothing separately for our support.

Leadership Team

Meet the people who built Ditto

Ditto is built and led by a team that believes insurance can be sold differently: with greater transparency, better education, and a stronger focus on the customer.

  • Bhanu Harish Gurram, Co-founder of Ditto Insurance, IIM Ahmedabad alumnus

    Bhanu Harish Gurram

    Co-founder

  • Pawan Kumar Rai, Co-founder of Ditto Insurance, IIM Ahmedabad alumnus

    Pawan Kumar Rai

    Co-founder

  • Shrehith Karkera, Co-founder of Ditto Insurance, IIM Ahmedabad alumnus

    Shrehith Karkera

    Co-founder

  • Lokesh Gurram, Co-founder of Ditto Insurance, IIT Delhi alumnus

    Lokesh Gurram

    Co-founder

Our Regulatory Credentials

Licensed and verifiable

Don't take our word for it. Every detail below is publicly available on the IRDAI register.

IRDAI License

Insurance Regulatory and Development Authority of India

Active
Category
Corporate Agent (Composite)
Reg. No.
CA0738
Issue Date
9th December 2021
Valid Till
9th December 2026
CIN
U74999KA2018PTC184423
Entity
Tacterial Consulting Private Limited

Compliance and Certifications

The standards and bodies that keep us accountable.

Customer Reviews

4.9

based on 30,000+ Google reviews

"I'd been putting off health insurance for years because it confused me. The Ditto advisor walked me through everything in one call — zero pressure. Bought the right plan the same week."
Ananya R.Verified Google review
"They actually told me I didn't need the expensive add-ons the other agent pushed. That honesty is rare. Genuinely felt like advice, not a sale."
Karthik M.Verified Google review
"When my claim hit a snag, the Ditto team chased the insurer for me until it was settled. Worth it for the peace of mind alone."
Sneha D.Verified Google review

Contact Us

Have a question? We’re here to help.

Registered Office

Fortuna 1, 680, 8th Main Rd, near Delmia Circle, 14th Cross, Jeewan Griha Colony, 3rd Phase, J. P. Nagar, Bengaluru, Karnataka-560076, India

Talk to an expert
today and find
the right
insurance for you.

Ditto Advisor