Buying term insurance isn’t hard. This article will tell you all about the things to consider before buying a term insurance plan. Focus on the insurer (CSR, ASR, solvency) and the policy (cover, tenure, features). Skip flashy add-ons and get adequate cover from day one.
The impact of inflation on term insurance reduces the real value of your coverage over time. Learn how it affects your plan and how increasing term insurance can help protect your family better.
A simple guide to SBI Life term plans for a ₹2 crore cover, including who it suits, what to check, and how to compare options.
Is SBI Life Term Insurance good? Backed by India’s largest bank, SBI Life offers high reliability, a decent 98.24% Claim Settlement Ratio (CSR), and flexible plans like eShield Insta. While it lacks some niche riders, its brand trust and affordable premiums make it a top contender for 2026.
The Shriram Life Cash Back Term Plan offers life cover and a full premium refund on maturity. Read our review covering features, eligibility, riders, and the claim process before you buy.
LIC Digi Term (Plan 876) is a no-frills, online-only term plan from India's largest life insurer. With competitive premiums, zero riders, and no modern features, here's everything you need to know before buying.
Most Indian term insurance policies are globally valid, covering death due to natural causes or accidents anywhere in the world. This guide explores how to maintain your policy while living abroad and the steps your family must take to see whether it's the best fit for you.
The LIC Yuva Credit Life plan (877) is a decreasing term plan built to cover your outstanding loan. Before you buy, here's what you need to know about how it works, its drawbacks, and whether a regular term plan makes more sense.
LIC Digi Credit Life is designed to cover your loan with a reducing sum assured. While it offers simple protection backed by LIC, its limited features and inflexible cover make it important to compare with standard term plans before deciding.
Here’s everything you need to know about Pradhan Mantri Jeevan Jyoti Bima Yojana, its benefits, eligibility, premium, and limitations.
LIC New Jeevan Amar is a non-linked, pure risk term plan that offers two distinct death benefit options. Whether you prefer a steady cover or one that grows to combat inflation, this guide breaks down the choices to help you see whether it's the best fit for you.
What happens if the nominee dies in term insurance before the policyholder? This guide explains who gets the claim amount, the role of legal heirs, and how to update nominee details to avoid future claim disputes.
