Features of Life Insurance
Understand the features of life insurance, premium options, sum assured, riders, policy term, and claim settlement before buying.
5 MIN
Written by Moushmi Kaur
Articles
Life Insurance Articles
LIC Tech Term Plan
The LIC Tech Term Plan is no longer available. Explore the features, premiums, and rider options of its successor, the New Tech Term Plan, before selecting your term insurance cover.
8 MIN
Written by Pratyusha Chatterjee
Terminal Illness vs Critical Illness
Terminal illness vs critical illness explained in simple terms. Understand how payouts differ, when insurers trigger benefits, and how each affects your term insurance claim and financial planning.
8 MIN
Written by Moushmi Kaur
Exide Life Insurance
Exide Life Insurance merged with HDFC Life in 2022. Existing policyholders keep the same benefits while servicing, and claims are now handled by HDFC Life. Learn how policies, claims, and available plans work today.
6 MIN
Written by Pratyusha Chatterjee
LIC New Jeevan Anand
LIC New Jeevan Anand offers a maturity payout with lifelong cover. But is combining savings and insurance a wise move? We will unpack that in this simple breakdown of features, benefits, premiums, and suitability.
8 MIN
Written by Pratyusha Chatterjee
Women Term Insurance
Women term insurance is a life insurance plan for women that offers financial protection with lower premiums and women-specific riders. This guide explains how it works, who should buy it, and why it matters.
6 MIN
Written by Moushmi Kaur
Top 10 Claim Settlement Ratio for Life insurance
Choosing the right life insurer goes beyond premiums and benefits. The Claim Settlement Ratio (CSR) shows how reliably a company pays claims. This guide breaks down CSR, its importance, how it's calculated, 2026's top 10 insurers (IRDAI data), the claim process, and tips to avoid rejection.
4 MIN
Written by Vasudev Pandey
What is the Purpose of Term Life Insurance?
The purpose of term life insurance is to protect your family financially if you’re no longer around. Learn how it replaces income, clears loans, covers daily expenses, offers tax benefits, and why buying early makes a big difference.
5 MIN
Written by Pratyusha Chatterjee
Best Term Insurance Plans with Money Back
Money back term insurance plans refund premiums at maturity while providing life cover during the term. Compare features, benefits, and alternatives to help you decide whether a return-of-premium term plan makes financial sense.
6 MIN
Written by Moushmi Kaur
LIC e-Term Insurance Plan
The LIC e-Term Insurance Plan was a pure online term insurance policy by LIC that has now been withdrawn. While new buyers cannot purchase it, existing policyholders remain fully covered under original terms.
4 MIN
Written by Gargi Thakur
Term Insurance Without Income Proof
Term insurance without income proof in India is available through limited options like Saral Jeevan Bima, joint term plans, or select private policies using bank balance and credit score. Learn eligibility, coverage limits, and premiums.
7 MIN
Written by Pratyusha Chatterjee
Term Insurance With Critical Illness
Term insurance with critical illness pays a lump sum if you are diagnosed with serious illnesses like cancer or a heart attack, while still protecting your family with life cover. Learn how it works, pricing, exclusions, and the best plans in India.
8 MIN
Written by Pratyusha Chatterjee