Should you opt for multi-year health insurance plans? These policies offer 2–5 years of coverage with discounts, tax perks, and inflation protection – but they also limit flexibility. Learn whether it’s the right choice for you.
Understand time limits for cashless and reimbursement health insurance claims in India. Learn IRDAI rules, insurer deadlines, and expert tips to avoid delays, rejections, or penalties. A complete guide to faster, hassle-free claim settlement in 2025.
Swavlamban Health Insurance was a government scheme for Persons with Disabilities, offering ₹2 lakh family cover. Though discontinued, PwDs can access alternative schemes like PMJAY, Niramaya, and PWD-specific private plans.
Health insurance for disabled persons ensures fair and inclusive medical coverage, backed by IRDAI rules. Explore private plans, PWD-specific policies, and government schemes like Niramaya & PMJAY designed to meet the unique healthcare needs of persons with disabilities
Individual health insurance in India covers one person’s medical costs, ensuring financial security. Learn how it works, its benefits, and tips.
Add-ons and riders in health insurance are optional benefits that enhance base coverage, filling gaps like maternity, critical illness, OPD, and ambulance expenses. Learn the difference to choose the right policy for your needs.
Understand the difference between medical allowance and medical reimbursement as a salaried individual. Avoid tax blunders, make informed decisions, and stay protected.
Your base policy covers multiple medical expenses, but there can be a few exceptions. This is where a health insurance rider comes in to cover additional costs, such as maternity expenses, consumables, and so on.
Filing your health insurance claim on time ensures quick settlement and prevents rejection. Learn the deadlines for cashless, reimbursement, OPD, and post-hospitalization claims with a simple guide to documentation and IRDAI rules.
Submitting the right documents is crucial for smooth health insurance claim settlement. This guide explains the essential documents required for health insurance claim, covering both cashless and reimbursement processes.
Wondering if health insurance covers diabetes in India? The short answer is yes, but with conditions. Learn about waiting periods, coverage options for Type 1 & Type 2 diabetes, popular plans, and Ditto’s expert advice in this guide.
AYUSH health insurance now comes standard in all health plans. From Ayurveda to Homeopathy, coverage applies if you meet IRDAI’s 2025 eligibility rules - 24+ hours hospitalization, certified AYUSH hospitals, and proper treatment records.
