Health insurance not only covers medical costs but also offers tax savings under Section 80D. The old regime allows deductions up to ₹1,00,000, while the new regime offers none. Compare health insurance tax benefits in old and new tax regime to choose wisely.
Not everything is covered in health insurance. This may include cosmetic surgeries, self-inflicted injuries, and more. This guide discusses the list of permanent exclusions in health insurance and the relevant alternatives to override them.
Choosing health insurance plans with free medical check-ups can be a smart move, especially if you are considering preventive care. This guide explores such plans in detail to help you draw a better cost comparison when considering health insurance.
Risk pooling in health insurance spreads medical costs across many people, ensuring affordable premiums and financial protection. Learn how it works, its benefits, and why it’s crucial for a fair, sustainable insurance system.
The waiting period in maternity insurance is the time you must wait before claiming expenses related to pregnancy and childbirth. It usually ranges from 9 months to 4 years. Understanding this clause helps you plan ahead and choose the right policy for your family.
At Ditto, we guide you in choosing health insurance that covers essential physiotherapy—whether post-hospitalization or through OPD riders. Understand what’s included, what’s excluded, and compare plans in India for 2025 to make confident, cost-effective decisions.
Managing chronic illnesses like diabetes, hypertension, or heart disease can be expensive. This guide explores the best health insurance for chronic diseases in India, key coverage details, exclusions, and expert tips to help you pick the right plan.
A denied health insurance claim isn’t the end. Learn why insurers reject claims, how to appeal effectively, and escalation steps via IRDAI & Ombudsman to get the payout you deserve.
Health insurance for preventive care covers annual check-ups, vaccines, and wellness benefits that help detect risks early. This guide explains how it works, compares top plans, premiums, and benefits, and shares Ditto’s take on whether preventive care is worth choosing as in-built or add-on.
Kotak Health Insurance has a 3-year average Claim Settlement Ratio of 91%. While consistent, it falls short of leaders like HDFC ERGO and Aditya Birla. Here’s how Kotak compares, plus Ditto’s take on whether it’s the right fit for you.
Smokers in India can get health insurance just like non-smokers. While smoking itself doesn’t usually increase premiums, failing to disclose it can lead to claim rejection. This guide explains how smoking affects premiums, disclosures, and claims.
What is pre and post hospitalisation coverage in health insurance? What all are covered under this feature? What are the best health insurance plans offering suitable coverage? Here's everything you need to know!
